Make Money Online As a Nigerian

It’s hard to believe that someone who has spent a significant portion of their life in Nigeria could reject the existence of magic. Regardless of personal beliefs, one may have at least considered the possibility that mystical forces are at play in Nigeria, given the country’s struggles with a continuously declining economy and the resulting hardships faced by those striving to improve their lives.

Despite the chaos that we confront daily, as Nigerians, we must acknowledge our remarkable ability to survive against all odds. We have learned to keep our heads above water and navigate through the turbulent waters of life.

Take, for instance, the exorbitant prices of basic commodities such as food and rent. Prices are skyrocketing at an alarming rate, and it seems that nothing can be done to stop it. Even a simple sausage roll that used to be sold for ₦100 for a pack of two now costs ₦70 for one piece.

Yet, we remain optimistic. If the price of “Gala,” a snack that was once affordable, can rise despite its resilience to supply and demand over the years, maybe something positive will happen soon for regular income earners.

While we hope for a miracle, we cannot leave everything to chance. That’s why Olajide and I have decided to share six ways to make money online as a Nigerian. As the saying goes, “don’t put all your eggs in one basket.” Having multiple streams of income is essential, and it’s even better when you can earn money from the comfort of your home.

So, without further ado, here are six solid ways to make money online in Nigeria that can earn you enough money to travel, achieve your dreams, and spend more time with your loved ones.

Start a Blog and Earn As An Affiliate

You may have stumbled upon a few bloggers who have effectively convinced you to purchase a specific product or service through a designated link. This is a straightforward explanation of blogging with affiliate links.

But you’re likely wondering, “how can I start a blog and earn money as an affiliate?” You’re not alone in this curiosity; many people are interested in learning how bloggers make money online in Nigeria.

Perhaps you’re still trying to wrap your head around how content creation can generate so much income. We’ll share some secrets on how to blog for money in Nigeria and provide insight into the best blogs for Nigerians.

But first, imagine this: it’s a calm Sunday evening, and you’re perfecting the recipe for your favorite dish, preparing to hit the “send” button. You enjoy creating content, and you’re excited, but this time, the reason for your joy is different. Your preferred seasoning cube company has approached you with an enticing offer to earn a considerable amount of cash.

All you have to do is include a link that leads your readers to their online store inside your blog post. For every purchase made through your website, you receive a specific commission. That’s what you call easy money – easy affiliate marketing money!

It’s no wonder Bo Bennett said, “Affiliate marketing has made businesses millions and ordinary people millionaires.” At this point, you’re probably eager to learn how to set up a blog to make millions online as a Nigerian.

Fortunately, platforms like WordPress make it easy to create a blog and earn money online. Once your website is set up, choose a niche that interests you and publish engaging and entertaining blog content. To increase your reach, you can collaborate with online influencers.

If you’re still uncertain, below are ways to make money online as a blogger:

Source: ProBlogger

A good example of Nigerian blogs, is BellaNaija which focuses on the fashion industry; also, Linda Ikeji’s blog is an entertainment blog featuring content such as celebrity news and gossip, fashion, etc.

However, it’s wise to set up yours and start earning as an affiliate. The earning potential is great. Jump on it!

If you are still in doubt, it might interest you to know that nearly 65% of affiliate marketers worldwide generate traffic by blogging alone.

So, tell us, what’s that thing that excites you so much? Start a blog, write about it, take beautiful images, build a community and in a very short time, you can start earning as an affiliate marketer.

If you ask us, blogging for money is not only lucrative but also entertaining. You get to do what you enjoy and earn a living doing it.

Make Money Online As a Freelancer

With the high demand for content, given the availability of bloggers, organizations, and remote work enterprises that need content, becoming a freelancer, will help you tap into this unending demand.

Besides, freelancing has become fashionable now amongst young Nigerians who know a thing or two about how to make money online.

Also, with the drift into the new normal of the future of work, that’s remote work, from the conventional “9-5”, freelancers are cashing in on this wave.

So, learning a high-in-demand skill and offering such services as a freelancer is a smart way to make money online. Even as a Nigerian, you can do that.

You might be surprised if we told you that Google’s workforce has more freelancers than permanent employees. How are you holding up with the new discovery? That a company as recognized as Google use the services of freelancers?

This simply means that you get to work for and offer services to employers for a particular period of time, without necessarily coming in contact with them, from your comfort zone.

We cannot emphasize enough the satisfaction that comes with working remotely. No pressure, no long hours sitting in traffic to and from work. Just peace, freedom and unlocking the new potential of creativity.

So many companies have taken work completely remotely and are outsourcing the services of workers, thereby increasing the number of freelance work opportunities in Lagos and Nigeria as a whole.

Companies and even private individuals are on the lookout for talented content creators, technical writers, web developers, graphic designers, etc, and are willing to pay good money, in dollars. You probably like the sound of that; we do too!

At this point, if you’re not making money online yet, you need to start thinking of ways to start earning.

You can learn the technical or digital skills of your choice for free online, or on any other paid platform, then proceed to sign up with sites like Fiverr, Upwork, Serious Jobs, and a host of others, and earn cool cash as a freelancer.

Freelance work opportunities in Lagos are numerous, and it pays a lot. Hence, the estimated pay for a freelancer is ₦100,000/mo in Lagos.

Let me let you in on a secret: aside from being a content strategist at Tech O’Clock, this is one of the ways how I make money online in Nigeria.

So, if you’re still looking for how to make money online in Nigeria, this is one of the ways you can do that seamlessly.

If you snooze, you don’t only lose, somebody else walks home with your potential alert and for sure, you wouldn’t want that.

Think about freelancing, whenever how to make money online as a Nigerian, crosses your mind.  You won’t regret making that choice.

Make Money Online Selling Products

Thanks to digitalization, physical market visits are no longer necessary as almost everything can now be purchased online. The online market has seen a significant growth rate, and according to Statista data, the number of online shoppers in Nigeria increased from 53 million in 2017 to 77 million in 2019, representing a 44% increase. In 2020, the number of online buyers in Nigeria was estimated to be about 76.7 million. Nigeria’s total population is 206 million, and internet penetration is at about 46 percent.

With the rise of e-commerce in Nigeria, questions like “how to start a business online” have become quite common. People are coming up with new ideas, products, and services that they can sell online to make money. Delivery services have become increasingly popular, especially for those who are too busy to do their shopping. This service may appear insignificant, but it is one of the most innovative and thoughtful services ever rendered, and people are willing to pay for convenience.

Selling products or services online has numerous advantages, including the ease of sale with little or no capital to invest. If you are interested in selling any product and making money online, you can contact manufacturers or wholesalers and offer to be their distributor. After meeting their requirements, you will be allocated a designated location, either online or a physical store, where you can sell your products. You will receive the products at a subsidized rate and earn a specific amount of profit for every sale you make.

There are many products that you can create and sell, and the internet provides a platform to push your business, sell your products, and make money online. Take your time, think about creating your own product, or offer a unique service. You can also open a social media account or create a good website to start selling your products online. It’s a guaranteed way to make money online as a Nigerian.

Make Money As a Social Media Manager

As the use of social media continues to grow in popularity for reaching a vast audience, organizations are seeking social media managers to handle their message delivery. These managers are responsible for creating brand awareness, building trust with potential customers, and achieving conversions, reach, engagement, and impressions. This need has led to a high demand for individuals to handle social media accounts for both big and small businesses. While technically anyone who uses social media can be a social media manager, professionalism and a little knowledge differentiate a regular user from a professional social media manager.

Social media managers play an essential role in an organization’s social media marketing team. They ensure that all social media accounts are running efficiently and aligned with the organization’s goals. There are numerous job openings for social media managers in Lagos and throughout Nigeria. As the number of social media users continues to grow, there is a significant potential for anyone interested in becoming a social media manager and making money online in Nigeria.

To become a professional social media manager, it’s essential to learn the art of managing social media accounts professionally. This skill can give an individual an edge in their area of expertise. Social media managers in Lagos have various responsibilities, such as posting content on social media accounts, responding to DMs, engaging clients and potential customers in the comment section, and more. All these tasks can be done from the comfort of one’s home, making it an excellent opportunity to make money online in Nigeria.


There are several ways to make money online in Nigeria, such as starting an e-commerce business, freelancing, affiliate marketing, online tutoring, starting a YouTube channel, and becoming a social media manager. All one needs to make money online in Nigeria is a smartphone, a good PC, internet connection, a little capital, dedication, and a teachable mindset. With a solid plan, consistency, and minimal cost, one can start earning money online at their convenience.


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